{"id":622,"date":"2020-02-12T20:39:22","date_gmt":"2020-02-12T19:39:22","guid":{"rendered":"http:\/\/af2p.fr\/?p=622"},"modified":"2020-03-02T23:52:15","modified_gmt":"2020-03-02T22:52:15","slug":"assurance-vie-acceptation-et-donation-drole-de-menage-a-trois","status":"publish","type":"post","link":"https:\/\/af2p.fr\/index.php\/assurance-vie-acceptation-et-donation-drole-de-menage-a-trois\/","title":{"rendered":"Assurance vie, acceptation et donation : dr\u00f4le de m\u00e9nage \u00e0 trois !"},"content":{"rendered":"\n<p class=\"justifier\"><strong>L\u2019assurance\nvie aime faire parler d\u2019elle. En bien, en mal, le balancier va et vient au fil\ndes ans. Laissons pour aujourd\u2019hui les questions \u00e9conomiques, ainsi que la\nfiscalit\u00e9. Portons notre attention sur l\u2019aspect civil de la transmission\nqu\u2019elle op\u00e8re. Le droit des successions et lib\u00e9ralit\u00e9s tend les bras \u00e0 celle\nqui, stipulation pour autrui, se refuse toujours aussi obstin\u00e9ment \u00e0 lui&nbsp;:\nje t\u2019aime, moi non plus\u2026 Avec tout r\u00e9cemment une preuve suppl\u00e9mentaire de\nd\u00e9samour, paradoxalement port\u00e9e par l\u2019acceptation b\u00e9n\u00e9ficiaire.<\/strong><\/p>\n\n\n\n<p class=\"justifier\">Mais avant d\u2019en venir \u00e0 la\nderni\u00e8re p\u00e9rip\u00e9tie en date, un retour sur l\u2019histoire des rapports houleux entre\ndroit civil et assurance vie s\u2019impose. Nous verrons qu\u2019\u00e0 l\u2019aube de ce nouveau\nmill\u00e9naire, il y a d\u00e9j\u00e0 quelques histoires \u00e0 conter et, au passage, une utile\nsynth\u00e8se \u00e0 r\u00e9aliser.<\/p>\n\n\n\n<p class=\"justifier\">Commen\u00e7ons en la mati\u00e8re par la\nr\u00e9ponse apport\u00e9e \u00e0 cette question moins saugrenue qu\u2019il n\u2019y para\u00eet de prime\nabord&nbsp;: le contrat d\u2019assurance vie r\u00e9alise-t-il \u2013&nbsp;encore&nbsp;\u2013 une\nv\u00e9ritable op\u00e9ration d\u2019assurance&nbsp;?<\/p>\n\n\n\n<p class=\"justifier\">Il faut dire qu\u2019\u00e0 l\u2019\u00e9poque \u2013&nbsp;d\u00e9but des ann\u00e9es 2000&nbsp;\u2013 le virage avait \u00e9t\u00e9 pris et l\u2019assurance vie \u00e9tait commercialis\u00e9e au moins autant comme un placement \u2013&nbsp;stipulation pour soi-m\u00eame&nbsp;\u2013 que comme une op\u00e9ration de pr\u00e9voyance.<\/p>\n\n\n\n<p>&#8230;<\/p>\n\n\n\n<div class=\"wp-block-file\"><a href=\"https:\/\/af2p.fr\/wp-content\/uploads\/2019\/12\/Assurance-vie-acceptation-et-donation-dr\u00f4le-de-m\u00e9nage-\u00e0-trois.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"126\" class=\"wp-image-626\" style=\"width: 150px;\" alt=\"\" src=\"https:\/\/af2p.fr\/wp-content\/uploads\/2019\/12\/Assurance-vie-acceptation-et-donation.jpg\" srcset=\"https:\/\/af2p.fr\/wp-content\/uploads\/2019\/12\/Assurance-vie-acceptation-et-donation.jpg 935w, https:\/\/af2p.fr\/wp-content\/uploads\/2019\/12\/Assurance-vie-acceptation-et-donation-300x252.jpg 300w, https:\/\/af2p.fr\/wp-content\/uploads\/2019\/12\/Assurance-vie-acceptation-et-donation-768x645.jpg 768w\" sizes=\"auto, (max-width: 150px) 85vw, 150px\" \/><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019assurance vie aime faire parler d\u2019elle. En bien, en mal, le balancier va et vient au fil des ans. Laissons pour aujourd\u2019hui les questions \u00e9conomiques, ainsi que la fiscalit\u00e9. Portons notre attention sur l\u2019aspect civil de la transmission qu\u2019elle op\u00e8re. Le droit des successions et lib\u00e9ralit\u00e9s tend les bras \u00e0 celle qui, stipulation pour autrui, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":638,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[30,27],"class_list":["post-622","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-publications","tag-assurance-vie","tag-donation"],"_links":{"self":[{"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/posts\/622","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/comments?post=622"}],"version-history":[{"count":6,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/posts\/622\/revisions"}],"predecessor-version":[{"id":662,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/posts\/622\/revisions\/662"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/media\/638"}],"wp:attachment":[{"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/media?parent=622"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/categories?post=622"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/tags?post=622"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}