{"id":821,"date":"2021-05-07T00:08:31","date_gmt":"2021-05-06T22:08:31","guid":{"rendered":"http:\/\/af2p.fr\/?p=821"},"modified":"2021-05-07T00:08:32","modified_gmt":"2021-05-06T22:08:32","slug":"plaidoyer-pour-des-heritiers-precises-ou-ecartes","status":"publish","type":"post","link":"https:\/\/af2p.fr\/index.php\/plaidoyer-pour-des-heritiers-precises-ou-ecartes\/","title":{"rendered":"Plaidoyer pour des h\u00e9ritiers pr\u00e9cis\u00e9s ou \u00e9cart\u00e9s"},"content":{"rendered":"\n<p class=\"justifier\"><strong>La clause b\u00e9n\u00e9ficiaire \u00ab&nbsp;<em>mes h\u00e9ritiers<\/em>&nbsp;\u00bb, utilis\u00e9e notamment comme clause-balai, fait souvent l\u2019objet de d\u00e9bats lorsqu\u2019il s\u2019agit d\u2019identifier concr\u00e8tement le ou les b\u00e9n\u00e9ficiaires. Il est alors question de la volont\u00e9 d\u2019une personne que les magistrats ne peuvent \u00e9videmment plus interroger. En effet, dans cet exercice, la notion d\u2019h\u00e9ritier est \u00e0 g\u00e9om\u00e9trie variable. Le devoir de conseil peut-il se satisfaire d\u2019une telle situation&nbsp;? Je ne le crois pas.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p class=\"has-text-align-center has-cyan-bluish-gray-background-color has-background has-medium-font-size\"><strong>Qui peut ainsi assurer que le souscripteur ma\u00eetrise les cons\u00e9quences de cette clause ?<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p class=\"justifier\">Et voil\u00e0 pourquoi je m\u2019autorise cette modeste tribune. Il est ainsi des constats qui devraient <em>a minima<\/em> faire r\u00e9fl\u00e9chir. Dans l\u2019espoir d\u2019am\u00e9liorer les pratiques.<\/p>\n\n\n\n<p class=\"justifier\">Le recours \u00e0 la clause \u00ab&nbsp;<em>mes h\u00e9ritiers<\/em>&nbsp;\u00bb intervient plus souvent sur les arri\u00e8res qu\u2019en premi\u00e8re ligne. Dans ce constat faut-il sans doute trouver la raison d\u2019une moindre exposition&#8230; et donc d\u2019une sinistralit\u00e9 contenue. Mais lorsque les projecteurs sont braqu\u00e9s sur elle, ses l\u00e9zardes apparaissent clairement.<\/p>\n\n\n\n<p>&#8230;<\/p>\n\n\n\n<div class=\"wp-block-file\"><a href=\"https:\/\/af2p.fr\/wp-content\/uploads\/2021\/03\/Plaidoyer-pour-des-heritiers-precises-ou-ecartes.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"107\" class=\"wp-image-825\" style=\"width: 150px;\" src=\"https:\/\/af2p.fr\/wp-content\/uploads\/2021\/03\/Plaidoyer-heritiers-precises-ou-ecartes.jpg\" alt=\"\" srcset=\"https:\/\/af2p.fr\/wp-content\/uploads\/2021\/03\/Plaidoyer-heritiers-precises-ou-ecartes.jpg 1069w, https:\/\/af2p.fr\/wp-content\/uploads\/2021\/03\/Plaidoyer-heritiers-precises-ou-ecartes-300x215.jpg 300w, https:\/\/af2p.fr\/wp-content\/uploads\/2021\/03\/Plaidoyer-heritiers-precises-ou-ecartes-1024x733.jpg 1024w, https:\/\/af2p.fr\/wp-content\/uploads\/2021\/03\/Plaidoyer-heritiers-precises-ou-ecartes-768x550.jpg 768w\" sizes=\"auto, (max-width: 150px) 85vw, 150px\" \/><\/a><\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La clause b\u00e9n\u00e9ficiaire \u00ab&nbsp;mes h\u00e9ritiers&nbsp;\u00bb, utilis\u00e9e notamment comme clause-balai, fait souvent l\u2019objet de d\u00e9bats lorsqu\u2019il s\u2019agit d\u2019identifier concr\u00e8tement le ou les b\u00e9n\u00e9ficiaires. Il est alors question de la volont\u00e9 d\u2019une personne que les magistrats ne peuvent \u00e9videmment plus interroger. En effet, dans cet exercice, la notion d\u2019h\u00e9ritier est \u00e0 g\u00e9om\u00e9trie variable. Le devoir de conseil [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":832,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[30,50],"class_list":["post-821","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-publications","tag-assurance-vie","tag-liberalites"],"_links":{"self":[{"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/posts\/821","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/comments?post=821"}],"version-history":[{"count":7,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/posts\/821\/revisions"}],"predecessor-version":[{"id":860,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/posts\/821\/revisions\/860"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/media\/832"}],"wp:attachment":[{"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/media?parent=821"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/categories?post=821"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/tags?post=821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}