{"id":986,"date":"2023-01-02T13:03:05","date_gmt":"2023-01-02T12:03:05","guid":{"rendered":"https:\/\/af2p.fr\/?p=986"},"modified":"2023-01-02T13:03:06","modified_gmt":"2023-01-02T12:03:06","slug":"quasi-usufruit-et-assurance-vie-la-possibilite-du-tout-gratuit","status":"publish","type":"post","link":"https:\/\/af2p.fr\/index.php\/quasi-usufruit-et-assurance-vie-la-possibilite-du-tout-gratuit\/","title":{"rendered":"Quasi-usufruit et assurance vie\u00a0: la possibilit\u00e9 du tout gratuit"},"content":{"rendered":"\n<p class=\"justifier\"><strong>Une r\u00e9cente newsletter du Doyen Jean Aulagnier pour l\u2019AUREP<a href=\"#_ftn1\" id=\"_ftnref1\"><strong>[1]<\/strong><\/a> est revenue sur une question r\u00e9guli\u00e8rement soulev\u00e9e en pratique&nbsp;: la possibilit\u00e9 de recourir \u00e0 l\u2019assurance vie pour investir les capitaux soumis \u00e0 quasi-usufruit. L\u2019occasion est trop belle pour la laisser passer. Aussi voici quelques \u00e9l\u00e9ments pour mettre la proposition de notre cher Doyen en perspective et \u00e9largir le d\u00e9bat.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-text-align-center has-cyan-bluish-gray-background-color has-background has-medium-font-size\"><strong>Avec deux avantages pour une m\u00eame op\u00e9ration, la solution ne serait-elle pas abusive pour le cas o\u00f9 les b\u00e9n\u00e9ficiaires d\u00e9sign\u00e9s \u00e0 titre gratuit sont les titulaires de la cr\u00e9ance de restitution\u00a0?<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Revenons tout d\u2019abord, de peu de mots, sur l\u2019objet dudit d\u00e9bat.<\/p>\n\n\n\n<p class=\"justifier\">Le Code civil pr\u00e9voit que, \u00ab&nbsp;<em>si l\u2019usufruit comprend des choses dont on ne peut faire usage sans les consommer, comme l\u2019argent, (&#8230;) l\u2019usufruitier a le droit de s\u2019en servir, mais \u00e0 la charge de rendre, \u00e0 la fin de l\u2019usufruit, soit des choses de m\u00eame quantit\u00e9 et qualit\u00e9 soit leur valeur estim\u00e9e \u00e0 la date de la restitution<\/em>&nbsp;\u00bb (C. civ., art. 587).<\/p>\n\n\n\n<p class=\"justifier\">L\u2019usufruitier, devenu quasi-usufruitier, peut disposer des sommes comme un plein propri\u00e9taire, \u00e0 charge de rendre, en principe \u00e0 son d\u00e9c\u00e8s\u00a0: d\u2019o\u00f9 la cr\u00e9ance de restitution du ou des nus-propri\u00e9taires contre la succession.<\/p>\n\n\n\n<p>&#8230;<\/p>\n\n\n\n<div class=\"wp-block-file\"><a id=\"wp-block-file--media-e1ec5223-822b-4bfd-9716-a98274279b6e\" href=\"https:\/\/af2p.fr\/wp-content\/uploads\/2023\/01\/Quasi-usfruit-et-assurance-vie-la-possibilite-du-tout-gratuit.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"113\" class=\"wp-image-990\" style=\"width: 150px;\" src=\"https:\/\/af2p.fr\/wp-content\/uploads\/2023\/01\/QU-et-tout-gratuit.jpg\" alt=\"\" srcset=\"https:\/\/af2p.fr\/wp-content\/uploads\/2023\/01\/QU-et-tout-gratuit.jpg 967w, https:\/\/af2p.fr\/wp-content\/uploads\/2023\/01\/QU-et-tout-gratuit-300x226.jpg 300w, https:\/\/af2p.fr\/wp-content\/uploads\/2023\/01\/QU-et-tout-gratuit-768x579.jpg 768w\" sizes=\"auto, (max-width: 150px) 85vw, 150px\" \/><\/a><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"justifier\"><a id=\"_ftn1\" href=\"#_ftnref1\">[1]<\/a>\u00a0<em>Remploi de capitaux soumis au quasi-usufruit dans un contrat d\u2019assurance vie et paiement de la dette de restitution<\/em>, Jean AULAGNIER, <a href=\"https:\/\/www.aurep.com\/fr\/article\/5\/newsletter\/1\/droit-civil\/656-remploi-de-capitaux-soumis-au-quasi-usufruit-dans-un-contrat\" target=\"_blank\" rel=\"noreferrer noopener\">Newsletter AUREP n\u00b0\u00a0450<\/a>, 18 nov. 2022.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Une r\u00e9cente newsletter du Doyen Jean Aulagnier pour l\u2019AUREP[1] est revenue sur une question r\u00e9guli\u00e8rement soulev\u00e9e en pratique&nbsp;: la possibilit\u00e9 de recourir \u00e0 l\u2019assurance vie pour investir les capitaux soumis \u00e0 quasi-usufruit. L\u2019occasion est trop belle pour la laisser passer. Aussi voici quelques \u00e9l\u00e9ments pour mettre la proposition de notre cher Doyen en perspective et [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":987,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[31,32,43,30,38,33,39],"class_list":["post-986","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-publications","tag-757-b","tag-990-i","tag-abus-de-droit","tag-assurance-vie","tag-demembrement","tag-droits-de-mutation-a-titre-gratuit","tag-usufruit"],"_links":{"self":[{"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/posts\/986","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/comments?post=986"}],"version-history":[{"count":2,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/posts\/986\/revisions"}],"predecessor-version":[{"id":991,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/posts\/986\/revisions\/991"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/media\/987"}],"wp:attachment":[{"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/media?parent=986"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/categories?post=986"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/af2p.fr\/index.php\/wp-json\/wp\/v2\/tags?post=986"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}